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New York's Premier Business Finance Consultants

Innovative Growth Capital & Debt Solutions  — Business Finance & Operations Consulting

One of New York's leading business finance consulting firms, helping businesses raise debt capital, optimize operations, and build lasting growth strategies.

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10+
Years in Business
$50M+
Capital Raised
100+
Deals Closed

Financing Solutions We Offer

Commercial Mortgages & Hard MoneyPurchase, refinance, bridge, and fix/flip
Accounts Receivable FinancingTurn invoices into immediate working capital
Asset Based & Equipment FinanceNew purchases and sale/leaseback programs
SBA & Working Capital LoansCompetitive rates, fast approvals
Unsecured Business Credit Lines$25K–$100K+ for qualifying businesses
914.419.3059 mike@ntibfin.com Schedule Free Consultation
How We Work

Our Streamlined Process

Four focused steps to get your business the capital and operational improvements it needs.

01

Assess

We meet with your leadership to understand your needs and goals, then review your financials to identify assets, profitability, and opportunities for improvement.

02

Plan

We identify issues, fixes, and processes to improve your internal records and financials to maximize your opportunity to secure the required funds.

03

Implement

We match your needs with our extensive lender network and most often achieve success by finding affordable financing based on your financial position.

04

Improve Efficiencies

NTIB stays involved throughout the process and provides continuing consulting to further improve your efficiency and drive constant improvement.

What We Do

Expert Financial Guidance &
Tailored Consulting Solutions

We offer an entire range of financing that varies in cost, length, and ease of use — from traditional bank products to the exploding Private Credit space.

Commercial Mortgages & Hard Money

We have relationships with banks, private lenders, hedge funds, and Private Credit Funds that want to lend money on good deals — at near-bank rates.

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Accounts Receivable Financing

Need immediate cash? Can't wait until your client pays? We advance cash from your invoices now, tailored to your needs — advance some or all of your invoices.

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Asset Based & Equipment Finance

Finance new equipment purchases or arrange a loan based on the value of equipment you already own. 2–5 year terms with competitive interest rates.

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SBA & Working Capital Loans

Competitive rates, 7-year+ terms, with several lenders who do their own approvals — no SBA input required. Most deals funded in under 3 weeks.

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Business & Insurance Consulting

Part-time CFO/COO services, workflow optimization, bookkeeping and controller work via Xero and QuickBooks, cash flow modeling, and insurance program reviews.

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Private Credit & Equity

For growing companies that are capital-constrained, we connect you with Private Credit investors seeking strong enterprises with discernible collateral. All securities via Umergence LLC.

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Michael Weinberg — NTIB Finance & Consulting
30+
Years of
Business Experience
About NTIB

Empowering Your Financial Future

NTIB Finance & Consulting helps companies raise debt capital, develop new workflows, find innovative solutions to acquire new equipment and expand inventory, and develop more profitable client relationships.

While having great lender relationships is important, getting our clients prepared for the application first makes us more successful. We take the time to really understand your business, your needs, and your goals.

Our CEO, Michael Weinberg, has for over 30 years owned and managed his own businesses, as well as assisted other businesses and not-for-profits with operation management, finance, and insurance — making him an incomparable financial advisor for businesses in NYC.

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Track Record

Selected Completed Projects

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$6.5M
Long Term Bank Mortgage — Industrial Property

Refinanced CT industrial building from bridge loan to long-term mortgage with a federally regulated bank, dramatically reducing finance costs.

$5M
Equipment Finance — Specialty Contractor

Financed 15,000 pieces of equipment over 48 months for a PE-backed company that acquired a division of a public company.

$2M
Sale-Leaseback of Equipment

Used client's current manufacturing equipment to raise $2M of working capital. Closed in approximately 3 weeks including full equipment appraisal.

$1M+
Non-Recourse Factoring — Trucking Company

Provided fully non-recourse factoring agreement. Lender cannot back-charge the client for any invoice, even if it becomes non-collectible.

$600K
A/R Financing — NY Contractor

Raised up to 80% of current A/R for a commercial trade contractor with local public jobs. Particularly notable as NY contractors are very difficult to finance.

$350K
10-Year SBA Loan — Insurance Agency, NY

Funded in just weeks with no upfront costs. Client had excellent credit and profitable business but no hard collateral — SBA accepted based on business strength.

Get Started

Start Your Financial Journey Today

Whether you need capital, operational guidance, or both — we're here to help. Schedule a free consultation or start your application now.

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